Maziwa Tosha

The farmer must be supplying milk to a certain dairy co-operative
The farmer must be paid through solution Sacco for at least three months
The farmer must have supplied milk to the dairy co-operative for at least six months
The farmer must have minimum share contribution at Ksh.500
The farmer must have two or more dairy cows
Three guarantors
Cows should be insured
4 times micro shares
Repayment period 3 years

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